Recently I was asked to take part in a challenge documenting 6 days of my life.
For a blogger it’s fairly obvious that I pretty much document my whole life on here and social media to there is nothing new in that … so what really was the challenge?
I had been challenged by NoteMachine to take part in an experiment to live 3 days of my life only using my bank card to pay for everything the family might need and then the following 3 days only paying for things with hard cash.
Before I started this challenge I had mixed feeling about it, after all I live in a village in Nottingham and after all how hard could it be to live by the rules?
Well lets see …
Thursday 21st April – CARD ONLY PAYMENT DAY
1 – I fear my dirty secret is about to be revealed however after the school run on Thursday and Fridays I love nothing more than a breakfast cob, I don’t bother with lunch most days but do love a quiet five minutes with a roll purchased ready cooked and ready to go the moment I have put Jacob down for his nap.
Normal price £3 Instead I went to the supermarket and spent £5.26 on food to make a pig of myself with
Spent more money, and ate more rubbish … not a good start
2 – Time to pay the Next online account – super simple, paid with card in full.
Time saved, didn’t have to leave the house.
3 – Bought new baby bottles online
Buying them online was fast and buying them from an online store saved me £3 even after postage than buying them with case in a store while out in town last week.
Friday 22nd April – CARD ONLY PAYMENT DAY
1 – Paying for Joshua’s School trip
No card payments accepted so can’t pay till Monday, need to remember to pay then or he won’t be allowed on the trip
2 – Window Cleaner arrived
Sent away till next time he is round this way as he unsurprisingly doesn’t take cards – so I have dirty windows and I am £5 better off.
3 – The after school ice-cream
On Friday now the weather is changing and becoming warmer an ice-cream van has taken route on the walk home so if Joshua has been good he can get an ice-cream on the way home.
Unhappy boy – No cash, No Ice-cream.
4 – Local Takeaway
Our most favourite takeaway in the village is cash only payment, some of the others nearby work on an online ordering system so you can pay card, except the one we want. So no takeaway and a stressful time deciding on tea we hadn’t planned.
Saturday 23rd April – CARD ONLY PAYMENT DAY
1 – Going shopping in Nottingham, no card payments accepted on the bus so have to travel by car
Since we have had to travel in by car we have had to look for a parking meter that accepts cards, meaning the super expensive one in town was it … its cost more money and has been stressful getting parked.
2 – Buying Trainers for hubs
Super easy paying on card and no need to count anything out, 4 digits and we are away … with one happy husband!
Sunday 24th April – CASH ONLY PAYMENT
1 – Packing School Bag & Sorting Trip Money
Sundays are about organising for the following week in this house, since I sort out Joshua’s school bag on Sundays and it’s a cash day I have finally popped in his trip money in so he can get to go!
Monday 25th April – CASH ONLY PAYMENT
1 – Breakfast Cob!
Since I normally have my breakfast cobs on Thursday and Friday and I had to miss out last week as they didn’t accept card payments I have declared Monday and Tuesday this week as cob days! = Happy Jaime
2 – Shopping At Retail Park – Cash Only Till
After nipping to the retail park and queuing up to purchase some bits, I chose the right day to have cash as a technical malfunction in store meant 2 of the tills were cash only so could nip through quicker saving me time, normally it would have been quicker on card.
Tuesday 26th April – CASH ONLY PAYMENT
1 – Booking cinema Tickets
I am away at the weekend and Hubs has asked if I will book him and Joshua some cinema tickets for Sunday using some of my points on my loyalty card, the only way I can do that is either in person (which I won’t be able to do) or to do this online, online I would need pay the remainder by card – No tickets bought and Hubs will have to buy tickets on Sunday full price instead.
2 – Car Wash
A new car wash has set up in our village, its cash only so finally my car will get a much-needed wash.
I think its clear or it has been for me that there is certainly need for both card and cash in my life. Being in a small village means that many of the retailers and businesses don’t have the options for customers to use cards and this stems I fear from costs of having a card machine.
From my point of view I think this week has taught me several things … firstly I rely on breakfast cobs too much and secondly when it’s so easy to use cards to pay for things I probably don’t have as much understanding of where our money goes as perhaps I should.
Counting out our money to pay for things and planning what we need to pay for by cash certainly did stop and make me think far more about how much was spend but what I did notice is being stuck to only one type of payment it did affect being able to take up certain offers and at times it has made things more expensive than they would have been such as the cinema tickets and buying the baby bottles online.
For me there was certainly no clear-cut favourite between using cash or card but I am certainly going to look at what we buy and how in a lot more detail in the future.
I am also going to do what I can to carry on supporting our local businesses too … even if I have to remember to take out cash.
Disclaimer: In collaboration with NoteMachine