Since my last pregnancy things are slightly more different financially as I am self-employed and things are ticking over nicely, although working for myself certainly means I have to invest far more hours to pretty much get the same amount than I would have done if I was employed but it’s working well for my family right now and it means being at home with the kids when they need me takes a priority and to me that is priceless!
The only thing in our master plan that has not yet happened is that we buy our own home.
This time 6 years ago after domestic violence and having to sell my old house for next to nothing I moved to this village to be close to my Mum and Dad and without funds to fall back on they bought my current home and I now rent this long-term and for that there would never be enough I could thank them for that.
When I first moved in it would be fair describe this house as odd, with its neglected interiors, shocking kitchen and ropey electrics, however over the last 6 years between us we have made the most amazing family home.
So when the subject of forever homes came up recently in a conversation I can honestly say my home now is my forever home, if funds would allow and were in a position to buy a house I would certain be wanting to buy our house. Until this baby arrives and my business is a little more established we are not really in the position to do it but know when we are can be helpful so using something like the TSB Mortgage Calculator can be helpful if you’re thinking about buying but understanding as much as possible about mortgages and which one is right for you is certainly the way forward so finding some information on them somewhere like the mortgage page should help.
If and when we take the next step to owning this house …. I would certainly consider a conservatory … after all with kids it’s only right lego is contained to only one room … right?
Disclaimer: As I am not a financial advisor I recommend to seek professional advise before embarking on taking on any finance. This is a collaborative post.