This year for us our main new years resolutions were to breathe deeply and think more as the main aim of the year was to reevaluate my work life balance to end up spending more time together as a family.
If you are a regular reader of my blog you will be aware that in just a few weeks I will be giving birth to baby number 3 and after spending some time since the beginning of January breathing deeply and thinking more I am going to add to our resolutions.
By pledging to start saving money this year.
I am not sure when things changed as we used to be super good at budgeting but over the last 6 months or so our budgets seem to have gone out the window and have left ourselves short on more than one occasion.
So this year I am going to make some changes to our finances by re-evaluating our budgets as I will not be earning while I am on Maternity leave and so anything that can be done to be more proactive with our finances is obviously going to be beneficial!
If you are looking for some ideas on where you can save money this year the TSB New Year Money Resolutions guide has some great ideas and I for one am going to look more at the cash back on buying things online as buying online is something we do a lot of but yet have never really embraced the cash back schemes so we really need to look more into this.
Also we need to be more organised with things, like school friends parties, at the moment we are in the throes of taking Joshua to at least one birthday party a week and so instead of buying in haste the day before we need to get a stock on of token presents for these party attendance.
I must admit that while starting to be more organised this week I have saved a fortune on sorting out party bags for 40+ kids for Joshua’s party in April!
I have purchased some cellophane sweetie bags with thank you for coming to my party stickers and 15 giant plastic Jelly babies stuffed to the brim of Jelly Babies all for less than £20 meaning instead of forking out around £2 to £2.50 per party bag I have done the thank you sweeties for less than 50p per child!
OK so maybe it’s not going to make me a millionaire but at least it’s a start and with the key finance objective for this year to be about saving and hopefully getting some savings together every penny really does count doesn’t it!
Disclaimer: This is a collaborative post.